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Homebuyers

Income Limits

These limits (effective on applications taken as of September 1, 2016) are set by the U.S. Department of Housing and Urban Development to be used with the First Step/Mortgage Revenue Bond loans and Mortgage Credit Certificates offered by AHFA. When you find a home you're interested in buying, simply contact one of your local participating lenders to learn whether the address is located in a "target" or "non-target" area so you'll know which column to use.

TARGET AREAS

NON-TARGET AREA
Family Size

3+    1-2

 3+   1-2

STATEWIDE
(except counties specified below)

$77,700   $66,600

 $63,825   $55,500

BALDWIN COUNTY

$83,250   $73,320

$70,265   $61,100

BIRMINGHAM AREA
(Bibb, Blount, St. Clair, Shelby & Jefferson Counties)

 $83,250   $76,800

$73,600   $64,000

COFFEE COUNTY

$83,250   $72,600

$69,575   $60,500

DALE COUNTY

$80,640   $69,120

$66,240   $57,600

DECATUR AREA
(Lawrence & Morgan Counties)

$78,680  $67,440

$64,630   $56,200

HENRY COUNTY

$78,680   $67,440 $64,630   $56,200
HUNTSVILLE AREA
(Limestone & Madison Counties)

$83,250   $83,250

$82,570   $71,800

LEE COUNTY

 $83,250   $72,960

$69,920   $60,800

MONTGOMERY AREA
(Autauga, Elmore, Lowndes & Montgomery Counties)

 $83,250   $72,480

$69,420   $60,400

TUSCALOOSA COUNTY

 $82,320   $70,560

$67,620  $58,800

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