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Housing Trust Fund

The National Housing Trust Fund (“HTF”) was established by Congress under Title I of the Housing and Economic Recovery Act of 2008. HTF is a formula grant program to be administered by the states. For 2016, HUD allocated to the State of Alabama a grant of $3 million. AHFA’s proposal, designed pursuant to HUD guidance, targets Extremely Low-Income populations (“ELI”), with a preference to homeless and at-risk of becoming homeless veterans of the U.S. armed forces. Data as of 2016 reflects that of the 373,761 veterans in the state, 7 percent (or 29,047) have incomes at or below ELI, 43 percent of the ELI Veteran Households (or 12,490) continually struggle with housing costs and are at risk of becoming homeless, and 373 veterans are documented to be homeless.

AHFA proposes a National HTF Allocation Plan (“the Plan”) using a competitive application cycle and point scoring system similar to, but more concise than, the Low-Income Housing Tax Credit program. The Plan is designed to provide funds to develop new construction of decent, safe and sanitary rental housing, with an initial preference for ELI homeless or transitioning veterans located primarily in underserved rural areas.


AHFA Accepting Applications for the National Housing Trust Fund Program

Applications for the National Housing Trust Fund (HTF) Program are being accepted in an open application cycle starting immediately. Projects that received AHFA HOME or Housing Credit awards in program years 2017 or 2018 may also submit an application for HTF. Previously funded projects must have committed to provide 5% of the total proposed units for tenants with disabilities or homeless populations and in be compliance with the HTF program, inclusive of the 30% AMI restriction and the 30-year affordability period.

First-time applications should submit the following:

AHFA will engage the third-party environmental firm.

AHFA will accept applications beginning immediately and will continue on an ongoing basis until further notice. For questions regarding the application process, please send an email to [email protected].

Previously funded projects FY2017 & 2018 should submit the following:


AHFA National Housing Trust Fund Allocation Plans

Public comments will be accepted for the Draft 2019 AHFA National Housing Trust Fund Allocation Plan and the proposed PY2019 One-Year Annual Action Plans at a public hearing to be held on March 22, 2019, at 10:30 a.m. at the Alabama Center for Commerce, 7th Floor Auditorium, 401 Adams Avenue, Montgomery, Alabama 36104.

Please use the HTF comment form and submit to AHFA at [email protected]. Comments on the Draft 2019 Plan will be accepted until 5 p.m. on Monday, April 22, 2019.

Alabama Strategic Plans & Action Plans

The State of Alabama Consolidated Plan, prepared by the AHFA and the Alabama Department of Economic and Community Affairs, is an annual U.S. Department of Housing & Urban Development-required document which outlines Alabama's affordable housing and community development needs and strategies to meet them.  AHFA participates in the Consolidated Plan process each year by submitting an action plan for the HOME Investment Partnerships program and the AHFA National Housing Trust Fund program.

For more information on the State’s Consolidated Strategic & Action Plans, including CDBG, HOME, ESG, HOPWA & HTF, please visit: ADECA > Strategic Plans & Action Plans.